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Frequently asked questions:
WHY GET HEALTH INSURANCE?
JESUS & HEALTH INSURANCE ADVICE
- Stewardship – Christians have a responsibility to wisely manage the resources God has given them (Luke 12:48, Matthew 25:14-30). Reasonable insurance coverage is viewed as part of good stewardship.
- Providing for family – The Bible instructs Christians to provide for their families and relatives (1 Timothy 5:8). Insurance can help ensure families are cared for.
- Being prepared – The Bible emphasizes readiness for the future and not worrying about tomorrow (Proverbs 6:6-8, Matthew 6:25-34). Insurance allows one to prepare for potential difficulties.
- Living at peace – Christians are encouraged to live peaceful lives free from anxiety (Philippians 4:6-7, 1 Peter 5:7). Insurance can provide peace of mind.
- Generosity – Sharing with those in need is a Christian virtue (2 Corinthians 9:6-7). Having insurance allows one to be less of a burden on others.
Q: What is a Deductable?
A:
A deductible is the amount of money you have to pay out-of-pocket before your insurance coverage begins to pay for a loss. Generally, choosing a higher deductible can lower your premium.
Q: What is a Premium?
A: A premium is the amount of money an individual or business pays the insurance company for coverage.
Q: What is the 80/20 rule (Medical Loss Ratio)?
A: This rule generally requires insurance companies to spend at least 80% of the premiums they collect on medical care and quality improvements, with the remaining 20% for administrative costs.
Q: What is a pre-existing condition?
A: A pre-existing health condition that may affect underwriting decisions.
Q: What is an Out-Of-Pocket Maximum?
A: The annual limit on what you pay for covered health care services. After you reach this limit, your insurer covers 100% of the cost for in-network services.
Q: What is a Co-Pay?
A: A fixed amount you pay for a specific health care service like a doctors visit or a prescription.
Frequently asked questions For Notary Service
Q: Who needs to be present?
A: The signer must always be physically present or approved through a Remote Online Notorization (RON).
Q: What ID is acceptable?
A: Depends on your state, Florida accepts, US Passports, Resident Alien Cards, NO LIBRARY CARDS CAN BE USED.
Beyond the ordinary
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