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Frequently asked questions
With personal attention and dedication to every detail. Our approach is rooted in quality and integrity, ensuring that everything we do reflects our commitment to excellence. The following frequently asked questions for Health Insurance and Notary give examples that we have been asked.
Q: What is a Deductable?
A:
A deductible is the amount of money you have to pay out-of-pocket before your insurance coverage begins to pay for a loss. Generally, choosing a higher deductible can lower your premium.
Q: What is a Premium?
A: A premium is the amount of money an individual or business pays the insurance company for coverage.
Q: What is the 80/20 rule (Medical Loss Ratio)?
A: This rule generally requires insurance companies to spend at least 80% of the premiums they collect on medical care and quality improvements, with the remaining 20% for administrative costs.
Q: What is a pre-existing condition?
A: A pre-existing health condition that may affect underwriting decisions.
Q: What is an Out-Of-Pocket Maximum?
A: The annual limit on what you pay for covered health care services. After you reach this limit, your insurer covers 100% of the cost for in-network services.
Q: What is a Co-Pay?
A: A fixed amount you pay for a specific health care service like a doctors visit or a prescription.
Frequently asked questions For Notary Service
Q: Who needs to be present?
A: The signer must always be physically present or approved through a Remote Online Notorization (RON).
Q: What ID is acceptable?
A: Depends on your state, Florida accepts, US Passports, Resident Alien Cards, NO LIBRARY CARDS CAN BE USED.
Beyond the ordinary
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