Your peace of mind, our priority
Welcome to the insurance information page at CMBrokerNotary.com! We understand that navigating the world of insurance can be overwhelming. Our goal is to provide you with the information you need to make informed decisions and find the right coverage for your unique needs. We're here to serve you and build a lasting relationship.
Addressing your insurance questions
We know you have questions. At CMBrokerNotary.com, we frequently address concerns about rates, potential rate changes, understanding ANOC (Annual Notice of Change), premiums, deductibles, and maximum out-of-pocket expenses. We work with a variety of carriers, including those offering Medicare plans. We can help you determine if a Medicare Supplement or Medicare Advantage plan is right for you. Additionally, we offer under-65 policies and hospital indemnity bundles. Contact us at ((561)322-9193) or cary.mquaid@outlook.com to discuss your specific needs! We provide many carrier options, carriers such as HUMANA, DEVOTED, AETNA, MANHATTAN LIFE, NEW ERA, MUTUAL OF OMAHA, HEALTHSPRING, CIGNA, and more.
Let us understand your needs
Our primary goal is to understand your individual insurance needs. To help us do this effectively, we encourage you to fill out our Fact Finder or Needs Analysis. This will provide us with the information we need to identify the best possible solutions for you. Remember, at CMBrokerNotary.com, we are here for you every step of the way. For those over 65 seeking a Medicare plan, please fill out the Medicare Fact Finder Below: For those that are under 65 please fill out the Needs Analysis Form below.
Beyond the ordinary
Discover how Medicare can provide you with comprehensive health coverage and peace of mind.
Medicare offers a broad range of coverage options designed to meet different health care needs, lifestyles, and budgets, making it a comprehensive solution for eligible individuals.
1. Multiple Program Options
Medicare is structured into four main programs Centers for Medicare & Medicaid Services:
-
Part A (Hospital Insurance) – Covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health services.
-
Part B (Supplementary Medical Insurance) – Covers outpatient care, doctor visits, preventive services, lab work, and durable medical equipment.
-
Part C (Medicare Advantage) – Private plans approved by Medicare that bundle Parts A and B, often adding extra benefits like vision, dental, hearing, wellness programs, and sometimes prescription drug coverage.
-
Part D (Prescription Drug Benefit) – Standalone plans to cover prescription medications, often combined with Parts A and B.
2. Flexible Enrollment & Coverage Choices
You can choose:
-
Original Medicare (Parts A & B) with a Medigap (Supplemental) policy to fill coverage gaps.
-
Medicare Advantage (Part C) for a single plan with possible extra benefits.
-
Medicare Part D for prescription drug coverage, either standalone or bundled.
-
Additional standalone plans for dental, vision, hearing, or travel health insurance
3. Personalized Guidance
-
Comparing plans and costs.
-
Explaining enrollment rules and timing.
-
Advising on coverage gaps and supplemental options.
4. Access to Resources & Tools
Medicare.gov and partner organizations provide:
-
Plan comparison tools and provider directories.
-
Educational guides (e.g., Medicare Made Clear) to understand coverage options
-
Fraud prevention tips and secure account access Medicare.
-
Access to apps for tracking health data and managing medications Medicare.
5. Comprehensive Benefits Beyond Basics
Medicare Advantage plans can include:
-
Vision, dental, and hearing coverage.
-
Wellness programs and preventive care incentives.
-
Expanded prescription drug networks.
-
Home and community-based services.
Bottom line: Medicare can provide a comprehensive solution by offering a spectrum of coverage — from core hospital and medical benefits to optional extras — allowing you to tailor your plan to your health, budget, and preferences. Whether you choose Original Medicare with Medigap, a Medicare Advantage plan, or a combination, you can access tools, guidance, and resources to make an informed choice.
ADDITIONAL INFORMATION:
ANCILLARY PRODUCTS:
1. Dental, Vision, and Hearing
Original Medicare and Medicare Supplements don’t offer DVH coverage for routine, preventative services. This makes DVH insurance a top ancillary product for clients with Original Medicare.
Additionally, Medicare Advantage (MA) plans usually only cover preventive dental care. A DVH plan can benefit clients who are looking for more comprehensive coverage.
2. Hospital Indemnity
Money should be the last thing you have to think about while you're in the hospital. Unfortunately, MA leaves you exposed to high out-of-pocket payments.
Explore what we have to offer and how we can contribute to your success.
3. Short-Term Care
In most cases, MA plans and Original Medicare only cover the first 20 days of home health care or nursing home stays.
After that period, the you are responsible for part of or all the costs. Short-term care insurance is a great ancillary insurance solution for Medicare clients who need up to a year’s worth of coverage.
Medicare doesn’t cover everything! STCi is a great solution for clients who need up to a year of coverage.
4. Cancer, Heart Attack, and Stroke or Critical Illness
Serious health issues call for serious ancillary coverage. We offer protection from large hospital expenses with cancer, heart attack and stroke insurance, and critical illness insurance plans.
The peace of mind from one of these supplemental plans could allow your Medicare clients to focus on what matters most — their recovery.
5. Final Expense Life Insurance
Also known as “burial insurance,” final expense covers end-of-life costs. Some examples of covered expenses include funeral or burial costs, outstanding medical bills, and other debts.
Since Medicare doesn’t cover end-of-life expenses, it can help ease the future financial burden on your clients’ families.
Contact us learn more.
LICENSED IN FL,GA,AL,TN,OH,PA,TX,NC,AND MORE...
We provide many carrier options such as,
HUMANA, DEVOTED, AETNA, ANTHEM, MANHATTAN LIFE, FREEDOM OPTIMUM, NEW ERA, MUTUAL OF OMAHA, HEALTHSPRING, CIGNA, and more...
CONTACT US TO LEARN MORE:
Contact
